Terms of Use

Effective September 15, 2026

By using Settly, you agree to these terms. You must provide accurate account information, protect access to your account, and use the service lawfully.

Shared records

You are responsible for the expenses, settlements, comments, invitations, and receipt content you submit. Only share information you have permission to share. Settly records obligations but does not move money, guarantee payment, or provide financial, tax, or legal advice.

Acceptable use

Do not misuse the service, disrupt its operation, access another person’s account, upload unlawful material, or use Settly to deceive or harm others.

Availability and termination

We may update, suspend, or discontinue parts of the service and may restrict accounts that violate these terms. You can stop using Settly and delete your account at any time from the Profile screen.

Disclaimer

Settly is provided as available. To the extent permitted by law, we disclaim implied warranties and are not liable for indirect or consequential loss. Nothing in these terms limits rights that cannot legally be excluded.

Changes and contact

Material changes will be reflected by updating the effective date. Questions: support@melvinmathew.dev.